body {  font-family: arial,helvetica,sans-serif;
	        background-image: url(../pix/4v.jpg);
	        background-repeat: no-repeat; }

    a:hover { color: #006600; }
	a { text-decoration: none; }
            
    p  {    font-family: arial,helvetica,sans-serif;
            font-size: 10pt; }   

    .ref {  font-family: arial,helvetica,sans-serif;
            font-style: italic;
            margin-left: 12px; }